Did you know that your Home Insurance "Coverage A", known as building or dwelling is and should (in some cases required) to be equal to the amount of money it will take to rebuild you home. In times when home values have fallen, this coverage is commonly more than the value of your home. Why is that? because costs to rebuild never really fall in relationship to home prices. Coverage A is determined using a Replacement Cost Estimation (RCE) tool by the insurance agent on the quoting insurance companies software, most are standard and relatively simply. Coverage A = RCE and if you don't have that you may in for a really bad claim settlement IF your policy requires 100% RCE to not have a co-insurance penalty
Review your "Coverage A" today on your policy!
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