Car Insurance - one policy - can I stack UM/UIM?

Just a quick note that could be useful. In certain states you can stack coverage for your UM/UIM on 1 car, like in Florida. The advantage is that if you incur high medical bills that exceed your policy or the at fault policy you will have more protection. Additionally there may be circumstances where your UM doesn't cover you at all if you have non-stacked UM/UIM coverage. I suggest you do some research on line to find out why and what state offers stacked coverage for a single policy, it will cost a bit more but please get informed before you reject the "non-stacked" option. DO you ride a motorcycle with no UM/UIM whether you own it or not? check out stacked v non-stacked.