Car Insurance - Reporting

So you have a new roommate and you do not even think about telling your car insurance company about it, are you going to be safe should you file a claim?  Maybe.  Any changes to the vehicles you have, lease, store and who drives them, has access to them, lives in your house need to be disclosed to your insurance company. If you think that not reporting saves you money in premiums, you may stand to lose much more if a claim is denied becasue you did not report. Review your policy today and make sure it reflects what is accurate. This is also a cahnce to see that you are getting as much discounts as possible, are you getting homeowner, education,job,member of an association, married discounts?